BUYING A HOME
Making Your Dream Home a Reality
Buying a home is a big decision – whether it’s your first home or your forever home. There’s a lot more to the home-buying process than searching online for the perfect listing that checks all the boxes. The key is being able to shop with both your heart and your head, and knowing how to differentiate between the two. This is why it pays to have an experienced real estate agent in your corner.
Ready to Buy
Before you get caught up in the excitement of searching for the perfect home, consider the following questions:
Crunch the numbers and define your budget. By getting pre-approved for a mortgage in advance, you can go into your home search with a clear understanding of your true affordability, and a competitive edge when it comes to negotiating on an offer.
Before you narrow your search down to individual homes, consider what geographical area is best suited for your lifestyle. Keep the convenience factor in mind: how close is it in proximity to the amenities you use regularly?
Put pen to paper (or pull out your phone) and create a list with three sections: must-haves, preferences, and deal breakers. This will help you gain clarity, and you’ll refer back to it often when comparing homes.
Having a team of trusted professionals in your corner to offer expert advice and guidance will help ensure you make the best decision for your finances and your future. This is why you want to choose a real estate expert who has your best interests top of mind. The VanDyke Home Team will be able to refer you to other reputable professionals as needed, such as a mortgage specialist, home inspector, and lawyer.
Why Work With Me and My Team?
When it comes to buying your perfect home, there are many steps and decisions to navigate along the way. By partnering with me and the VanDyke Home Team, you can rest assured knowing we will:
- Take the time to educate you on your options.
- Tailor your search to the homes that best fit your wish list.
- Stay ahead of market trends and offer professional advice and guidance.
- Connect you with the right professionals and resources.
- Help you make the decision that is best suited to your unique goals.
- Negotiate on your behalf and put you in an ideal position when making an offer.
Government Incentives:
The Home Buyers’ Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability. The HBP allows you to pay back the withdrawn funds within a 15-year period.
PROGRAM DETAILS:
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan/participate-home-buyers-plan.html
You may be eligible for the New Housing Rebate.
The First-Time Home Buyer Incentive helps people across Canada purchase their first home.
FIND OUT IF YOU ARE ELIGIBLE – https://www.placetocallhome.ca/fthbi/first-time-homebuyer-incentive
